Banking and Finance
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Why You need us

We offer a broad range of banking and financial legal services. We take pride in providing dynamic solutions and timely services to lenders and borrowers dealing with financing and security matters, ensuring that the transaction is completed on time.


Our team, with considerable expertise and experience across virtually all types of financing facility (funded and unfunded) and securitization, is regularly involved in representing clients with respect to structuring, negotiating and documenting sophisticated and complex financing transactions, in matters ranging from real estate and asset-based finance, lease finance, Islamic finance, multi-lender syndicated loans to general corporate, commercial and consumer secured or unsecured lending.


In addition, our lawyers have advised and assisted some of the leading local and international banks and financial institutions, including Non-Banking Financial Institutions (NBFIs), in producing and updating their standard template banking and finance documents, banking products development and standardised terms and conditions. We are able to provide legally and technically sound advice, as our team handles all banking and financing matters from both commercial viewpoint, as well as the regulatory aspect.


Our team is also highly proficient in Islamic financing, advising Modarabas and Islamic banks on their Islamic financing transactions, including structuring, documentation and securitization, as well as development of Shariah-compliant products. Our expertise in Islamic finance include structuring on: (a) Murabaha, (b) Mushraka / Diminishing Musharaka, (c) Ijara, and (d) Istisna. Our formidable understanding of the principle of Shariah-compliant banking, coupled with our knowledge of current scholars' interpretations and the evolution of market practice for Islamic financing, enables us to work closely with Islamic financial institutions in devising innovative and leading-edge financing structures and products, ensuring that risks are minimized and our clients are able to leverage the opportunities available.


We assist and advise our clients in structuring, documenting and ultimately closing a wide range of financing transactions including:

  • Corporate Lending & Securitization
  • Asset-Based Lending
  • Receivables Financing
  • Lease Financing
  • Bilateral and Syndicate Lending
  • Islamic Finance
  • General Commercial Lending

We also provide additional support to clients through regular seminars, workshops, briefings and in-house training.

Corporate Finance

In the present rapidly changing and competitive business environment, clients' demands and expectations from their lawyers are also changing. One area of clients' frustration, which has mired the legal service sector in cynicism, is the inaccessibility of the lawyers once the matter has been delegated by the client, coupled with the lack of responsiveness and timely advice. WE ARE HERE TO CHANGE THIS; THE STATUS QUO.


With a clear vision of becoming the 'law firm of the future', we take pride in claiming that we are focused squarely on our clients and their legal matters, being proactive and client-led from the outset of our engagement. Excellence in client service sits at the heart of everything we do, as we aim to develop lasting relationships with our clients.


Our watchword is ‘Client Value Proposition’, i.e. the value we can deliver to our clients. To this end, we have created a value-driven client service model, unique to the legal profession and a modern approach to providing, delivering and managing client and legal services. Our service model combines innovative client care protocols, legal matter management, and enhanced use of progressive technology solutions, thereby delivering tangible results for our clients in the form of consistent and efficient quality legal services, and improved communication and collaboration. In addition, we have invested significantly in solutions and technical resources, which are used by the top international law firms globally, in order to provide our clients with superior service at a par with international standards.


We are also able to distinguish ourselves, as client-driven, based on our ability to understanding the uniqueness of each of our client, rather than viewing them generically. We firmly believe that a particular strategy or solution for one client may not be suitable for another, even if they operate in similar sectors, and therefore we seek to bring creative insight and fresh approach to every matter.


Our legal strategy is devised after carefully listening to our clients’ needs and issues, and developing a sound understanding of the business of our client and the industry in which they operate. Once the best strategy has been devised, we aim to advice our client in a timely, transparent, friendly and straightforward manner, thereby allowing our clients to fully understand the rewards and risks associated with each option.


Moreover, our collaborative approach ensures that if a particular matter requires a unique set of skills or is multi-jurisdictional, we will be able to provide you with our recommended and trusted network of like-minded leading independent law firms and counsels, who share our values and provide expert advice and dedicated services ensuring that you receive the same level of client care as you do with us.

Banking Dispute & Litigation

Our litigation and dispute resolution lawyers are highly experienced in all aspects of banking litigation and enforcement of securities. We provide strategic, cost-efficient and seamless service to banks and financial institutions, before the Banking Courts as well as Sindh High Court at Karachi, in respect of recovery of finances by way of enforcement of corporate and consumer finance documents and related securities.


In addition, our lawyers also provide ongoing counsel to financial institutions on governmental regulatory and enforcement matters (e.g. FIA, SRB, SBP etc.), litigation and transaction risks, and dispute-resolution mechanisms.

Islamic Finance

Our banking and finance lawyers possess specialist understanding of the principles and requirements underpinning Shariah-compliant finance, and working closely with the Shariah advisors of leading Islamic banks and Modarabas, have advised on structuring of complex syndicate Islamic financing transactions, investments, and products.


Our expertise in Islamic Finance includes, but is not limited to, the following:

  • Sukuk
  • Murabaha
  • Musharaka, including Diminishing Musharaka
  • Ijarah
  • Istisna